Richard T. Adams Jr.

(800) 570-5711

Financial Services

Richard T. Adams Jr. has been using a comprehensive approach to Financial Services for the past 32 years, this consists of the following:

1. Plan to Create & Grow Wealth

  • Appropriate Strategies
  • Adequate Life Insurance
  • Minimize Income Tax with Investments

2. Plan to Protect & Preserve Wealth

  • Review of Financial Portfolio
  • Asset Allocation Recommendation
  • Diversification Strategies
  • Analysis of Overall Insurance Strategy (Life, Disability Income, Long Term Care & Liability)
  • Adequacy
  • Appropriateness
  • Cost Effectiveness
  • Tax * Sensitivity to Financial Consequences

3. Plan the Distribution of Wealth for Life

  • Qualified Retirement Plan
  • IRA
  • Distribution during Life
  • Distribution at Death
  • Business Succession Strategies
  • Gifting to Children / Descendents
  • Tax* Efficiency

4. Plan the Distribution of Wealth at Death

  • Titling of Assets
  • Who is Executor / Trustee - Lack of Continuity Issues
  • Distribution of Wealth to Spouse, Descendants and Others
  • *Tax Efficiency
  • Charitable Inclinations at Death
  • *Tax Efficiency

The Longer You Wait the Steeper the Climb

*Richard T. Adams does not provide tax and/or legal advice but he is willing to work with your qualified professionals.